CSEA offers insurance at a group rate
Health insurance
While many members get their health insurance through their employer’s group plans, other members do not qualify for healthcare coverage through their employer. Beginning Jan. 1, 2014, the federal Affordable Care Act (ACA) will require all Americans to have healthcare coverage. Learn more about health insurance and how the ACA will impact you – whether you get your healthcare coverage through work, a spouse or the individual insurance market.
Vision coverage
Vision Services Plan (VSP) is the largest provider of vision services in the California school system. This Web site includes information for plan members, including:
- VSP provider directory
- Verifying eligible benefits
- Contacting Customer Service
- Using your VSP benefit
- Frequently asked questions
Members interested in purchasing a vision service plan should contact the administrator for these plans, the Dental Service Center at (888) 293-4903, policy #12293465 to request an enrollment kit that will contain plan details and rates. There is also a 20% discount program (not an insurance plan) offered to members who do not qualify for district-paid coverage. Call Member Benefits at (866) 487-2732 for a discount coupon. This benefit applies to retirees as well. You cannot combine the voluntary insurance plan or your district coverage with the discount program.
Dental coverage
Delta Dental of California’s Web site features several online resources to help you make the most of your dental plan. You can contact Customer Service, download and print necessary information and more. For the individual Plan please call (888) 293-4903.
CSEA Group Voluntary Plan (PDF 70KB)
CSEA members automatically covered
Your union membership entitles you to enroll in no-cost coverage for accidental death (AD) insurance. Enroll on the special insurance site to take advantage of up to $20,000* worth of no-cost accidental death coverage, provided by Union Plus for one full year. No medical exam. No hassle.
Or opt for even greater protection of up to $200,000* in Accidental Death and Dismemberment coverage at affordable group rates - just for union members and their families - because in case of accidental death, your family may need the financial protection.
*All coverage is reduced by 50% at age of 70 and older. This reduction also applies even if you have attained the age of 70 when you first obtain coverage.
Disability income protection
American Fidelity Assurance Company proudly offers Disability Income Insurance protection to CSEA members. Disability Insurance helps “protect your paycheck”. If you were ever unable to work due to a covered accident or illness, a Disability Insurance plan would pay a portion of your income to help you and your family afford daily living expenses. Learn more about American Fidelity’s Disability Income Insurance by calling (800) 365-9180 X345.
Free Medicine Foundation
If you do not have insurance or a government program that pays for your outpatient prescription medicines. Or, if the high cost of your Medicine causes you a financial hardship, you may qualify to enroll in a privately sponsored program which provides your MEDICINE for FREE!
Free Medicine Foundation's staff and volunteers facilitate access to programs that have been available for the last 50 years helping people to save or eliminate their prescription medicine costs. And it's not just poor people who qualify for assistance. With each medication, the income criteria varies from below the poverty level up to $80,000 for a family of four.
The Free Medicine Foundation has helped countless families across the nation completely eliminate or substantially reduce their prescription drug bills. These programs can provide an ongoing lifetime supply of free medication. For a small one-time processing fee of $10 for each prescription drug requested, Free Medicine Foundation will help coordinate free drug distribution to eligible applicants. Leading drug sponsors have pledged, "No patient in need of medicines will do without them."
Upon approval, brand-name free medicines arrive in two to three weeks, sent directly to the patient's home, or a coupon is given to take to a local pharmacy or through the doctor's office, typically in a 90-day supply. These programs can provide an ongoing lifetime supply of free medication. You may want to ask your doctor for samples to help tide you over until you find out if you are approved for free medicine. Each sponsor determines how much and where medicine is dispensed. You will need a list of all your medicine. Apply for as many medications as you need, there is no limit. If you have questions please contact the Bureau of Prescription Help at: www.FreeMedicine.com or call toll-free 1-888-812-5152, a trained specialist will answer your questions and help you apply.
Auto & Home Insurance
United Insurance Partners (UIP), offers CSEA members fast quotes, great service and low rates on auto, home and motorcycle insurance from numerous insurance companies. Get a FREE quote on your auto, home or motorcycle insurance and you'll get $10 just for checking UIP out. Call United Insurance Partners today at (800) 707-2360.
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