Get your financial house in order
From union-friendly credit cards to minimal-and no-fee banking and credit counseling your CSEA membership can help you get your finances under control by saving you money. The following companies work with CSEA to offer you the best deals possible.
CSEA Credit Card (through Capital One)
(800) 522-4000 to apply
(800) 651-5108 Secured Card or Customer Service
Carry the credit card that works as hard as you do. The union-endorsed CSEA credit card offers qualified members an interest rate that, on average, is below the national average rate, has no annual fee, and offers skip payment privileges. If you have little or no credit, or cannot qualify for a regular card because of past credit problems, a specially secured card that helps you build or repair your credit is available.
Managing your money doesn’t have to be a risky business. It’s often difficult to choose among the messages bombarding consumers from fraudulent debt management companies and their misleading offers. To help union members take a positive first step, CSEA is offering the Union Plus Credit Counseling program in conjunction with Money Management International (MMI). Certified consumer credit counseling advisors can work together with CSEA members to create a successful program to help you eliminate your debt. You can get a FREE credit counseling session, budget analysis and advice to get back on the road to financial recovery. Complete the credit counseling request form online or call—available 24/7.
First Financial Credit Union (Southern Calif.)
P.O. Box 90, West Covina 91793
For over 75 years, we've dedicated ourselves to providing members with first-class banking in service, quality, value and financial peace-of-mind. This remains our commitment to this day! We take pride in our industry-leading service levels. In a recent survey, more than 95% of FFCU members said they would recommend a friend/family member. We have a complete line of special products and services for the needs of the education community - you won't find these at the local bank! As you check out our value-oriented line of products and services, and compare our rates, you'll soon discover why CSEA members choose us as their financial partner for life!
Provident Credit Union
303 Twin Dolphin Drive
(800) 632-4600 or (650) 508-0300
It's super. It's rewarding. It pays. And it's always free. It's Super Reward Checking at Provident. Our newest checking account, Super Reward Checking offers all the best features you would want in a checking account and more. This account offers high yield dividends on balances up to $25,000, no minimum balance requirement and free unlimited ATM use through ATM surcharge rebates. Call or visit us today and experience a new financial alternative. You can also receive information or apply online through Provident's website.
Purchase union-printed checks from $13.95 and return address labels from $10.95 that feature the union logo.
Union Plus Chase Mortgage
CSEA Members, their children and their parents can qualify for a Union Plus Mortgage from Chase. With a Union Plus Mortgage, you can access exclusive benefits including $495 savings on closing costs and mortgage assistance in the event of unemployment, disability, union-approved strike, or lockout. First-time homebuyers can also benefit from the Union Plus® Mortgage Program, which has provided more than 160,000 mortgages and offers savings and benefits that are only available to union members, their children, and parents. FHA and VA loans with low down payments are available. Get started by visiting a recently launched website for first-time homebuyers
. Additionally, Chase offers a financial assistance program for new homebuyers who meet low-to-moderate income (LMI) criteria. Chase will provide qualified buyers with up to $1,500 that can be used toward closing costs, a down payment or to reduce the interest rate on the loan.